If you have a medical condition, most policies only cover it if it has been stable for a set period before you leave, often 90, 180 or 365 days depending on the plan and your age. “Stable” generally means no new symptoms, no change in medication and no pending tests or referrals. A claim related to a condition that changed may be refused.
Before you buy: think back over the last 6 to 12 months. If your health or medication changed, tell us. We will help you find a policy that suits your situation.